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Lending & Borrowing

Kaleido Finance introduces a peer-to-peer (P2P) lending and borrowing protocol designed to give users full control over their capital.

Unlike pool-based systems (e.g., Aave), Kaleido creates a marketplace of loan offers, enhanced by Luca AI, our intelligent assistant for risk optimization and navigation.

Key Features

  • P2P Loan Marketplace – Borrowers can choose from customized loan offers created by lenders.

  • Custom Loan Terms – Lenders set interest rates, collateral types, and loan durations.

  • Multi-Collateral Support – ETH, USDC, stablecoins, and Abstract ecosystem tokens accepted as collateral.

  • AI-Assisted Decisions (Luca AI) – Recommends the best loans, alerts on risk, and automates monitoring.

  • Health Monitoring & Liquidation – Real-time LTV tracking with automatic liquidation if positions exceed thresholds.

  • Gas-Optimized Transactions – Smart wallet integration for seamless lending/borrowing with minimal fees.

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