Lending & Borrowing

Kaleido Finance introduces a peer-to-peer (P2P) lending and borrowing protocol designed to give users full control over their capital.

Unlike pool-based systems (e.g., Aave), Kaleido creates a marketplace of loan offers, enhanced by Luca AI, our intelligent assistant for risk optimization and navigation.

Key Features

• P2P Loan Marketplace – Borrowers can choose from customized loan offers created by lenders.

• Custom Loan Terms – Lenders set interest rates, collateral types, and loan durations.

• Multi-Collateral Support – ETH, USDC, stablecoins, and Abstract ecosystem tokens accepted as collateral.

• AI-Assisted Decisions (Luca AI) – Recommends the best loans, alerts on risk, and automates monitoring.

• Health Monitoring & Liquidation – Real-time LTV tracking with automatic liquidation if positions exceed thresholds.

• Gas-Optimized Transactions – Smart wallet integration for seamless lending/borrowing with minimal fees.