# Core Features

* 🔁 **AI-Powered Lending & Borrowing Marketplace:**\
  Users can post loan orders or match existing ones with personalized guidance from **Luca AI**.
* 🧠 **Luca AI Assistant:**\
  A built-in AI that helps users navigate DeFi, understand risks, and optimize strategies based on user behavior and historical data.
* 🏦 **Real-Yield Liquid Staking ($stKLD):**\
  Stake $KLD to earn real protocol revenue (from fees & interest), while maintaining liquidity and governance rights.
* 🌐 **Modular Infrastructure:**\
  Built with EIP-2535 (Diamond Standard), Kaleido ensures scalability, security, and upgradeability — crucial for long-term resilience.
* 📊 **Point Mining & Referrals:**\
  Users earn points for testnet participation (depositing, lending, borrowing), with **10% commission** for wallet-based referrals.
* 🔄 **Swap & IDO Launchpad (Upcoming):**\
  Future plans include native Abstract-first token swaps and a multi-chain launchpad fully integrated into the Kaleido ecosystem.
